How much is the amount of individual purchase and settlement of foreign exchange? Is the amount of individual purchase and settlement of foreign exchange separated?
Now many people will buy itforeign exchangeThe foreign exchange industry is also on the rise. Because our country is a country of foreign exchange control, so the personal account is not includedquotaIt is limited and restricted, so is the amount of foreign exchange settlement and purchase separated.
1. According to the official microblog of safe, the settlement and sale of foreign exchange within the facilitation limit can be handled with my valid identity card; the settlement and sale of foreign exchange with authenticity and compliance beyond the facilitation limit can be handled with my valid identity card and relevant supporting materials. In early 2015, Reuters quoted two sources as saying that the people's Bank of China was considering cancelling 50000 yuan for qualified individual investorsdollarThere is no longer an upper limit on the annual amount of foreign exchange purchase. "According to the current information, eligible individuals are no longer subject to restrictions on foreign exchange quota; however, for the sake of macro prudential requirements, the head office of the people's Bank of China has set up a total amount control figure, which should not be released to the public."
2. Since 2007, the safe has implemented the convenient management measures of the annual total amount of individual purchase and settlement of foreign exchange. According to this regulation, the purchase and settlement of foreign exchange within 50000 US dollars per year by an individual shall be handled directly in the bank with his ID card; and the purchase and settlement of foreign exchange over 50000 US dollars shall be handled in the bank with the proof of transaction volume. That is to say, if it is to purchase foreign exchange and remit it, the first thing is to meet the quota management of 50000 US dollars per year. This is the total amount of foreign exchange purchased by domestic individuals, regardless of which bank they purchase foreign exchange from. When you go to any bank to purchase foreign exchange, the bank will first inquire how much amount you have used this year and how much amount is left, and then decide whether to purchase foreign exchange for you or how much.
3. If the actual purchase and payment of foreign exchange exceeds the annual limit, it is not impossible to refuse to handle it. However, according to the nature of the business, it should be handled as follows: the purchase and payment of foreign exchange for domestic individual current account needs to provide authentic business vouchers; the purchase and payment of foreign exchange for capital account should be handled in accordance with the foreign exchange management policy for domestic individual capital account. If the purchase and payment of foreign exchange under domestic individual current account exceeds the annual total amount, it is necessary to provide the bank with materials that can prove the authenticity of the transaction according to the business situation. If the bank passes the examination of these materials and thinks that the business is true and reliable, it will handle the business.
4. In another case, if an individual's foreign currency cash remittance exceeds the equivalent of US $10000, he / she needs to provide the bank with the declaration form of luggage and articles of inbound passengers signed by the customs or the foreign currency cash withdrawal document of his / her original deposit bank. That is to prove where your money came from. Today I would like to share with you the amount of individual foreign exchange settlement. Whether it is the settlement or purchase of foreign exchange, most of them have to deal with money. Therefore, it is suggested to listen to the experience and suggestions of relevant people to avoid being cheated.
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